Lake Holiday Hideaway, IN
Lake Holiday Hideaway wildfire risk explained
Out of every US place USFS scores, Lake Holiday Hideaway lands at the 5th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 342 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Holiday Hideaway at the 5th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lake Holiday Hideaway's building exposure, zone by zone
USFS classifies 59.7% of Lake Holiday Hideaway's buildings as Direct exposure, higher than its 0% Indirect share and far above its 40.4% Minimal share — a profile where 204 structures sit close enough to vegetation that lot clearing matters most.
How Lake Holiday Hideaway compares
Lake Holiday Hideaway's 37th-percentile standing inside Indiana outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lake Holiday Hideaway ranks 29,903 for wildfire risk (1 is highest) and 20,510 by building count (1 is largest). Within Indiana alone, it ranks 616 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Lake Holiday Hideaway
At the 5th national percentile, Lake Holiday Hideaway rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Lake Holiday Hideaway (59.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 342 counted buildings into the percentiles shown above for Lake Holiday Hideaway. For more on what direct exposure implies beyond Lake Holiday Hideaway, see the exposure-zones guide.