Lake Hamilton, AR
Lake Hamilton, AR's wildfire risk, in USFS's own numbers
Lake Hamilton sits at the 68th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,483 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Hamilton at the 71st national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lake Hamilton's buildings actually sit
47.6% of Lake Hamilton's 1,483 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 23.1% Direct and 29.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Lake Hamilton compares
Lake Hamilton's 68th national percentile looks worse in isolation than its 53rd ranking inside Arkansas does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Lake Hamilton ranks 10,106 for wildfire risk (1 is highest) and 9,233 by building count (1 is largest). Within Arkansas alone, it ranks 291 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
At the 68th percentile nationally, Lake Hamilton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Lake Hamilton
Lake Hamilton's 47.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Lake Hamilton's figures come from
Every one of the two percentiles behind Lake Hamilton's 10,106-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lake Hamilton's dominant indirect exposure actually means, with real examples from across the dataset.