Lake Grove, NY
How exposed is Lake Grove to wildfire?
USFS scores Lake Grove at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 3,756 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Grove at the 32nd percentile, close to its 30th-percentile risk score.
What "at risk" means for the buildings here
Only 23% of Lake Grove's 3,756 buildings carry Direct exposure and 0% carry Indirect; the remaining 77% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Lake Grove ranks
Compare Lake Grove's two percentiles: 65th within New York, only 30th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lake Grove ranks 21,937 for wildfire risk (1 is highest) and 4,470 by building count (1 is largest). Within New York alone, it ranks 453 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 30th national percentile, Lake Grove rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Lake Grove
Lake Grove's 77% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lake Grove's figures come from
Every one of the two percentiles behind Lake Grove's 21,937-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lake Grove's dominant minimal exposure actually means, with real examples from across the dataset.