Lake George, NY
How exposed is Lake George to wildfire?
Out of every US place USFS scores, Lake George lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 642 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake George at the 24th percentile, close to its 25th-percentile risk score.
Lake George's building exposure, zone by zone
Indirect exposure is dominant in Lake George (84.1% of 642 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 15.7% sit in the Direct zone.
Where Lake George ranks
Compare Lake George's two percentiles: 53rd within New York, only 25th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lake George ranks 23,611 for wildfire risk (1 is highest) and 15,297 by building count (1 is largest). Within New York alone, it ranks 608 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Lake George and the insurance market
Lake George's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 84.1% of Lake George's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Lake George's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Lake George, see the exposure-zones guide.