Lake Geneva, WI
How exposed is Lake Geneva to wildfire?
Lake Geneva's 3,249 buildings earn a 30th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake Geneva's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
What "at risk" means for the buildings here
Most of Lake Geneva's buildings (63.1% of 3,249) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Lake Geneva against the rest of the country
Compare Lake Geneva's two percentiles: 63rd within Wisconsin, only 30th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lake Geneva ranks 22,175 for wildfire risk (1 is highest) and 5,103 by building count (1 is largest). Within Wisconsin alone, it ranks 297 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Lake Geneva's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Lake Geneva
With 63.1% of buildings rated Minimal exposure, Lake Geneva gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Lake Geneva's 22,175-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lake Geneva, see the exposure-zones guide.