Lake Erie Beach, NY
Lake Erie Beach wildfire risk explained
Lake Erie Beach's 2,698 buildings earn a 39th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Erie Beach at the 39th percentile, close to its 39th-percentile risk score.
Lake Erie Beach's building exposure, zone by zone
66.8% of Lake Erie Beach's 2,698 buildings sit in USFS's Direct exposure zone, roughly 1,802 structures close enough to burnable vegetation for flame contact, not just embers — 5.3% fall in the Indirect, ember-only zone and 28% are Minimal.
Where Lake Erie Beach ranks
Compare Lake Erie Beach's two percentiles: 82nd within New York, only 39th nationally — a gap of 43 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lake Erie Beach ranks 19,323 for wildfire risk (1 is highest) and 5,937 by building count (1 is largest). Within New York alone, it ranks 231 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Lake Erie Beach and the insurance market
Lake Erie Beach's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 66.8% of Lake Erie Beach in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Lake Erie Beach's figures come from
The methodology guide shows exactly how USFS turned 2,698 counted buildings into the percentiles shown above for Lake Erie Beach. The exposure-zones guide covers what Lake Erie Beach's dominant direct exposure actually means, with real examples from across the dataset.