Lake Eliza, IN
Lake Eliza, IN's wildfire risk, in USFS's own numbers
Lake Eliza sits at the 62nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 386 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Eliza at the 64th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lake Eliza's buildings actually sit
Most of Lake Eliza's buildings (49.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Lake Eliza against the rest of the country
Compare Lake Eliza's two percentiles: 100th within Indiana, only 62nd nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lake Eliza ranks 12,063 for wildfire risk (1 is highest) and 19,490 by building count (1 is largest). Within Indiana alone, it ranks 2 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Lake Eliza
Lake Eliza's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Lake Eliza's 49.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Lake Eliza's 62nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Lake Eliza, see the exposure-zones guide.