Lake Dallas, TX
How exposed is Lake Dallas to wildfire?
Out of every US place USFS scores, Lake Dallas lands at the 58th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,791 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Dallas at the 59th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lake Dallas's building exposure, zone by zone
USFS classifies 87.9% of Lake Dallas's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 12.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Lake Dallas against the rest of the country
Inside Texas, Lake Dallas sits at just the 13th percentile even though it scores 58th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lake Dallas ranks 13,157 for wildfire risk (1 is highest) and 5,780 by building count (1 is largest). Within Texas alone, it ranks 1,570 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Lake Dallas
Lake Dallas's elevated rating (58th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 87.9% of buildings rated Minimal exposure, Lake Dallas gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Lake Dallas's 13,157-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lake Dallas, see the exposure-zones guide.