Lake City, GA
Lake City, GA's wildfire risk, in USFS's own numbers
Lake City sits at the 50th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,134 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake City at the 54th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lake City's building exposure, zone by zone
78.6% of Lake City's 1,134 buildings sit in USFS's Minimal exposure zone, with only 21.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Lake City ranks
Lake City's 50th national percentile looks worse in isolation than its 6th ranking inside Georgia does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Lake City ranks 15,624 for wildfire risk (1 is highest) and 11,045 by building count (1 is largest). Within Georgia alone, it ranks 632 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Lake City
Lake City's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 78.6% of buildings rated Minimal exposure, Lake City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lake City's figures come from
Every one of the two percentiles behind Lake City's 15,624-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lake City's dominant minimal exposure actually means, with real examples from across the dataset.