Lake City, AR
How exposed is Lake City to wildfire?
USFS scores Lake City at the 33rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,165 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake City at the 34th percentile, close to its 33rd-percentile risk score.
Where Lake City's buildings actually sit
1,165 buildings are counted in Lake City, and 51.6% of them are Indirect exposure — ember-driven risk rather than the 28.9% in Direct exposure or the 19.5% rated Minimal.
How Lake City compares
Lake City ranks lower within Arkansas (15th percentile statewide) than its 33rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lake City ranks 21,104 for wildfire risk (1 is highest) and 10,864 by building count (1 is largest). Within Arkansas alone, it ranks 520 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Lake City and the insurance market
Lake City's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Lake City's 51.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lake City's 21,104-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lake City, see the exposure-zones guide.