Lake Arthur Estates, PA
Lake Arthur Estates, PA's wildfire risk, in USFS's own numbers
Lake Arthur Estates sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 303 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Arthur Estates at the 36th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
89.8% of Lake Arthur Estates's 303 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 10.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Lake Arthur Estates against the rest of the country
Lake Arthur Estates scores 35th nationally and 50th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lake Arthur Estates ranks 20,499 for wildfire risk (1 is highest) and 21,552 by building count (1 is largest). Within Pennsylvania alone, it ranks 998 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Lake Arthur Estates and the insurance market
Lake Arthur Estates's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lake Arthur Estates
With ember exposure the dominant pattern in Lake Arthur Estates (89.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Lake Arthur Estates's figures come from
Lake Arthur Estates's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lake Arthur Estates's dominant indirect exposure actually means, with real examples from across the dataset.