Lake Arrowhead, MO
Lake Arrowhead, MO's wildfire risk, in USFS's own numbers
Lake Arrowhead's 263 buildings earn a 63rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Arrowhead at the 64th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lake Arrowhead's buildings actually sit
Of Lake Arrowhead's 263 counted buildings, 63.1% carry Direct exposure and only 31.2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Lake Arrowhead ranks
There's little gap between Lake Arrowhead's 63rd national percentile and its 62nd percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lake Arrowhead ranks 11,787 for wildfire risk (1 is highest) and 22,737 by building count (1 is largest). Within Missouri alone, it ranks 402 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Lake Arrowhead
Lake Arrowhead's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Lake Arrowhead (63.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lake Arrowhead's 11,787-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lake Arrowhead, see the exposure-zones guide.