Lake Annette, MO
Lake Annette wildfire risk explained
Lake Annette's 84 buildings earn a 58th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Annette at the 59th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 61.9% of Lake Annette's buildings as Direct exposure, higher than its 22.6% Indirect share and far above its 15.5% Minimal share — a profile where 52 structures sit close enough to vegetation that lot clearing matters most.
How Lake Annette compares
Lake Annette's risk sits at a similar level relative to Missouri (50th percentile statewide) as it does nationally (58th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lake Annette ranks 13,336 for wildfire risk (1 is highest) and 29,734 by building count (1 is largest). Within Missouri alone, it ranks 537 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Lake Annette and the insurance market
Lake Annette's elevated rating (58th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Lake Annette
With 61.9% of Lake Annette in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lake Annette's 13,336-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lake Annette, see the exposure-zones guide.