Lake Ann, MI
Lake Ann wildfire risk explained
Lake Ann sits at the 23rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 214 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Ann at the 24th percentile, close to its 23rd-percentile risk score.
What "at risk" means for the buildings here
214 buildings are counted in Lake Ann, and 57% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 12.6% rated Minimal.
How Lake Ann compares
Lake Ann's 72nd-percentile standing inside Michigan outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lake Ann ranks 24,296 for wildfire risk (1 is highest) and 24,336 by building count (1 is largest). Within Michigan alone, it ranks 211 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Lake Ann
Lake Ann's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lake Ann
With 57% of Lake Ann in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 214 counted buildings into the percentiles shown above for Lake Ann. For more on what direct exposure implies beyond Lake Ann, see the exposure-zones guide.