Lake Almanor Peninsula, CA
Lake Almanor Peninsula, CA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lake Almanor Peninsula lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 545 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Almanor Peninsula at the 92nd percentile, close to its 94th-percentile risk score.
What "at risk" means for the buildings here
545 buildings are counted in Lake Almanor Peninsula, and 80% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 5% rated Minimal.
Lake Almanor Peninsula against the rest of the country
Lake Almanor Peninsula's 94th national percentile looks worse in isolation than its 70th ranking inside California does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Lake Almanor Peninsula ranks 1,978 for wildfire risk (1 is highest) and 16,627 by building count (1 is largest). Within California alone, it ranks 467 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Lake Almanor Peninsula sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 94th-percentile score like Lake Almanor Peninsula's can end up mattering for. More on the disclosure law.
Hardening a home in Lake Almanor Peninsula
With 80% of Lake Almanor Peninsula in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lake Almanor Peninsula's 1,978-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lake Almanor Peninsula, see the exposure-zones guide.