Laguna Vista, TX
Laguna Vista wildfire risk explained
Laguna Vista sits at the 94th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,360 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Laguna Vista's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Where Laguna Vista's buildings actually sit
1,360 buildings are counted in Laguna Vista, and 82.5% of them are Indirect exposure — ember-driven risk rather than the 17.2% in Direct exposure or the 0.3% rated Minimal.
Where Laguna Vista ranks
Laguna Vista scores 94th nationally and 93rd within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Laguna Vista ranks 1,997 for wildfire risk (1 is highest) and 9,790 by building count (1 is largest). Within Texas alone, it ranks 130 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Laguna Vista and the insurance market
Laguna Vista's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Laguna Vista
Because 82.5% of Laguna Vista's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Laguna Vista's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Laguna Vista, see the exposure-zones guide.