Laguna, NM
How exposed is Laguna to wildfire?
Out of every US place USFS scores, Laguna lands at the 49th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 590 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Laguna's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Where Laguna's buildings actually sit
Direct exposure dominates in Laguna: 70.7% of its 590 buildings, versus 29.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Laguna compares
Laguna ranks lower within New Mexico (14th percentile statewide) than its 49th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Laguna ranks 16,176 for wildfire risk (1 is highest) and 15,966 by building count (1 is largest). Within New Mexico alone, it ranks 425 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Laguna
Laguna's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Laguna's 70.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Laguna's figures come from
The methodology guide shows exactly how USFS turned 590 counted buildings into the percentiles shown above for Laguna. The exposure-zones guide covers what Laguna's dominant direct exposure actually means, with real examples from across the dataset.