Lagro, IN
Lagro, IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Lagro at the 10th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 269 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lagro at the 10th percentile, close to its 10th-percentile risk score.
What "at risk" means for the buildings here
Lagro rates 67.7% Minimal exposure against just 32.3% Direct and 0% Indirect — of 269 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Lagro ranks
Lagro's 55th-percentile standing inside Indiana outpaces its 10th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lagro ranks 28,453 for wildfire risk (1 is highest) and 22,530 by building count (1 is largest). Within Indiana alone, it ranks 437 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Lagro's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lagro
With 67.7% of buildings rated Minimal exposure, Lagro gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Lagro's 28,453-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lagro, see the exposure-zones guide.