Lago Vista (Travis), TX
Lago Vista (Travis) wildfire risk explained
Lago Vista (Travis)'s 4,553 buildings earn a 78th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lago Vista (Travis) at the 77th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Lago Vista (Travis)'s buildings actually sit
Indirect exposure is dominant in Lago Vista (Travis) (55.4% of 4,553 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 40% sit in the Direct zone.
Lago Vista (Travis) against the rest of the country
Lago Vista (Travis) ranks lower within Texas (54th percentile statewide) than its 78th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lago Vista (Travis) ranks 7,073 for wildfire risk (1 is highest) and 3,747 by building count (1 is largest). Within Texas alone, it ranks 819 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 78th percentile nationally, Lago Vista (Travis) carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Lago Vista (Travis)
Because 55.4% of Lago Vista (Travis)'s buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Lago Vista (Travis)'s 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Lago Vista (Travis), see the exposure-zones guide.