Lafferty, OH
Lafferty wildfire risk explained
Lafferty's 274 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lafferty at the 44th percentile, close to its 41st-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Lafferty: 77% of its 274 buildings, versus 23% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Lafferty compares
Lafferty's 91st-percentile standing inside Ohio outpaces its 41st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lafferty ranks 18,571 for wildfire risk (1 is highest) and 22,404 by building count (1 is largest). Within Ohio alone, it ranks 120 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Lafferty's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Lafferty's 77% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 274 counted buildings into the percentiles shown above for Lafferty. For more on what direct exposure implies beyond Lafferty, see the exposure-zones guide.