Lafayette (Madison), OH
Lafayette (Madison) wildfire risk explained
Lafayette (Madison) sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 154 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lafayette (Madison) at the 2nd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
72.7% of Lafayette (Madison)'s 154 buildings sit in USFS's Minimal exposure zone, with only 27.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Lafayette (Madison) compares
There's little gap between Lafayette (Madison)'s 2nd national percentile and its 13th percentile inside Ohio, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lafayette (Madison) ranks 30,904 for wildfire risk (1 is highest) and 26,716 by building count (1 is largest). Within Ohio alone, it ranks 1,101 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Lafayette (Madison) and the insurance market
Lafayette (Madison)'s low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 72.7% of buildings rated Minimal exposure, Lafayette (Madison) gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 154 counted buildings into the percentiles shown above for Lafayette (Madison). For more on what minimal exposure implies beyond Lafayette (Madison), see the exposure-zones guide.