Ladson, SC
Ladson wildfire risk explained
Ladson sits at the 64th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 6,364 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ladson's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
Ladson's building exposure, zone by zone
Most of Ladson's buildings (38.5% of 6,364) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 6,364 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Ladson compares
Inside South Carolina, Ladson sits at just the 30th percentile even though it scores 64th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ladson ranks 11,450 for wildfire risk (1 is highest) and 2,719 by building count (1 is largest). Within South Carolina alone, it ranks 331 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Ladson's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 38.5% of buildings rated Minimal exposure, Ladson gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ladson's figures come from
The methodology guide shows exactly how USFS turned 6,364 counted buildings into the percentiles shown above for Ladson. The exposure-zones guide covers what Ladson's dominant minimal exposure actually means, with real examples from across the dataset.