Ladonia, TX
Ladonia wildfire risk explained
USFS's Wildfire Risk to Communities model puts Ladonia at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 469 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ladonia's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
What "at risk" means for the buildings here
Of Ladonia's 469 counted buildings, 80.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Ladonia compares
Ladonia ranks lower within Texas (48th percentile statewide) than its 76th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Ladonia ranks 7,733 for wildfire risk (1 is highest) and 17,908 by building count (1 is largest). Within Texas alone, it ranks 939 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Ladonia
Ladonia's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Ladonia
Because Direct exposure dominates in Ladonia (80.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Ladonia's figures come from
The methodology guide shows exactly how USFS turned 469 counted buildings into the percentiles shown above for Ladonia. The exposure-zones guide covers what Ladonia's dominant direct exposure actually means, with real examples from across the dataset.