Ladonia, AL
Ladonia, AL's wildfire risk, in USFS's own numbers
Ladonia sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,750 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ladonia's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
Where Ladonia's buildings actually sit
Most of Ladonia's buildings (56.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Ladonia against the rest of the country
Ladonia ranks lower within Alabama (33rd percentile statewide) than its 63rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Ladonia ranks 11,522 for wildfire risk (1 is highest) and 8,223 by building count (1 is largest). Within Alabama alone, it ranks 399 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Ladonia's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Ladonia
Ladonia's 56.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Ladonia's figures come from
Every one of the two percentiles behind Ladonia's 11,522-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Ladonia's dominant indirect exposure actually means, with real examples from across the dataset.