Laddonia, MO
Laddonia, MO's wildfire risk, in USFS's own numbers
Laddonia sits at the 17th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 485 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Laddonia at the 17th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Laddonia's buildings actually sit
86% of Laddonia's 485 buildings sit in USFS's Minimal exposure zone, with only 14% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Laddonia ranks
There's little gap between Laddonia's 17th national percentile and its 7th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Laddonia ranks 26,065 for wildfire risk (1 is highest) and 17,614 by building count (1 is largest). Within Missouri alone, it ranks 992 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Laddonia
At the 17th national percentile, Laddonia rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 86% of Laddonia outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Laddonia's figures come from
Every one of the two percentiles behind Laddonia's 26,065-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Laddonia's dominant minimal exposure actually means, with real examples from across the dataset.