Lacy-Lakeview, TX
Lacy-Lakeview, TX's wildfire risk, in USFS's own numbers
Lacy-Lakeview sits at the 72nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,654 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lacy-Lakeview at the 72nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Lacy-Lakeview's buildings (63.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Lacy-Lakeview compares
Inside Texas, Lacy-Lakeview sits at just the 35th percentile even though it scores 72nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lacy-Lakeview ranks 8,963 for wildfire risk (1 is highest) and 6,014 by building count (1 is largest). Within Texas alone, it ranks 1,161 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Lacy-Lakeview and the insurance market
Lacy-Lakeview's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Lacy-Lakeview (63.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Lacy-Lakeview's figures come from
Lacy-Lakeview's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lacy-Lakeview's dominant indirect exposure actually means, with real examples from across the dataset.