Laclede, MO
How exposed is Laclede to wildfire?
USFS's Wildfire Risk to Communities model puts Laclede at the 62nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 360 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Laclede's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
What "at risk" means for the buildings here
360 buildings are counted in Laclede, and 58.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 41.7% rated Minimal.
How Laclede compares
Laclede scores 62nd nationally and 60th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Laclede ranks 12,042 for wildfire risk (1 is highest) and 20,061 by building count (1 is largest). Within Missouri alone, it ranks 421 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Laclede and the insurance market
At the 62nd percentile nationally, Laclede carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Laclede
Laclede's 58.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 360 counted buildings into the percentiles shown above for Laclede. For more on what direct exposure implies beyond Laclede, see the exposure-zones guide.