Lac La Belle, WI
Lac La Belle wildfire risk explained
Lac La Belle's 280 buildings earn a 36th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lac La Belle at the 37th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lac La Belle's buildings actually sit
66.1% of Lac La Belle's 280 buildings sit in USFS's Direct exposure zone, roughly 185 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 33.9% are Minimal.
How Lac La Belle compares
Within Wisconsin, Lac La Belle ranks higher (84th percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lac La Belle ranks 20,314 for wildfire risk (1 is highest) and 22,206 by building count (1 is largest). Within Wisconsin alone, it ranks 132 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Lac La Belle's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 66.1% of Lac La Belle in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lac La Belle's 20,314-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lac La Belle, see the exposure-zones guide.