Lac du Flambeau, WI
How exposed is Lac du Flambeau to wildfire?
USFS's Wildfire Risk to Communities model puts Lac du Flambeau at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 939 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lac du Flambeau at the 12th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lac du Flambeau's building exposure, zone by zone
Direct exposure dominates in Lac du Flambeau: 76.4% of its 939 buildings, versus 18.1% Indirect and 5.5% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Lac du Flambeau ranks
Lac du Flambeau scores 13th nationally and 13th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lac du Flambeau ranks 27,405 for wildfire risk (1 is highest) and 12,406 by building count (1 is largest). Within Wisconsin alone, it ranks 706 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Lac du Flambeau's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Lac du Flambeau (76.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Lac du Flambeau's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lac du Flambeau, see the exposure-zones guide.