La Villita, NM
La Villita wildfire risk explained
USFS's Wildfire Risk to Communities model puts La Villita at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 605 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts La Villita at the 70th percentile, close to its 76th-percentile risk score.
La Villita's building exposure, zone by zone
USFS classifies 61.5% of La Villita's buildings as Direct exposure, higher than its 38.5% Indirect share and far above its 0% Minimal share — a profile where 372 structures sit close enough to vegetation that lot clearing matters most.
Where La Villita ranks
La Villita ranks lower within New Mexico (48th percentile statewide) than its 76th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, La Villita ranks 7,535 for wildfire risk (1 is highest) and 15,767 by building count (1 is largest). Within New Mexico alone, it ranks 258 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
At the 76th percentile nationally, La Villita carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
La Villita's 61.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where La Villita's figures come from
Every one of the two percentiles behind La Villita's 7,535-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what La Villita's dominant direct exposure actually means, with real examples from across the dataset.