La Villa, TX
La Villa, TX's wildfire risk, in USFS's own numbers
La Villa's 567 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Villa's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
La Villa's building exposure, zone by zone
Only 14.8% of La Villa's 567 buildings carry Direct exposure and 0% carry Indirect; the remaining 85.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
La Villa against the rest of the country
Inside Texas, La Villa sits at just the 2nd percentile even though it scores 23rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, La Villa ranks 24,407 for wildfire risk (1 is highest) and 16,303 by building count (1 is largest). Within Texas alone, it ranks 1,768 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
La Villa's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
La Villa's 85.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
La Villa's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond La Villa, see the exposure-zones guide.