La Victoria, TX
La Victoria, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts La Victoria at the 95th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 103 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts La Victoria at the 96th percentile, close to its 95th-percentile risk score.
La Victoria's building exposure, zone by zone
USFS classifies 100% of La Victoria's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 103 structures sit close enough to vegetation that lot clearing matters most.
Where La Victoria ranks
La Victoria's risk sits at a similar level relative to Texas (96th percentile statewide) as it does nationally (95th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, La Victoria ranks 1,456 for wildfire risk (1 is highest) and 28,926 by building count (1 is largest). Within Texas alone, it ranks 78 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
La Victoria's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in La Victoria (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 103 counted buildings into the percentiles shown above for La Victoria. For more on what direct exposure implies beyond La Victoria, see the exposure-zones guide.