La Verne, CA
La Verne, CA's wildfire risk, in USFS's own numbers
USFS scores La Verne at the 100th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 12,195 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Verne's burn probability — fire likelihood with no building count factored in — sits at the 100th percentile nationally.
What "at risk" means for the buildings here
57.5% of La Verne's 12,195 buildings sit in USFS's Minimal exposure zone, with only 4.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 12,195 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How La Verne compares
La Verne scores 100th nationally and 98th within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, La Verne ranks 59 for wildfire risk (1 is highest) and 1,273 by building count (1 is largest). Within California alone, it ranks 36 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in La Verne
Because La Verne is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Even with 57.5% of La Verne outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where La Verne's figures come from
The methodology guide shows exactly how USFS turned 12,195 counted buildings into the percentiles shown above for La Verne. The exposure-zones guide covers what La Verne's dominant minimal exposure actually means, with real examples from across the dataset.