La Vergne, TN
La Vergne, TN's wildfire risk, in USFS's own numbers
La Vergne sits at the 20th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 13,346 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts La Vergne at the 22nd percentile, close to its 20th-percentile risk score.
La Vergne's building exposure, zone by zone
13,346 buildings are counted in La Vergne, and 42.9% of them are Indirect exposure — ember-driven risk rather than the 30.4% in Direct exposure or the 26.7% rated Minimal. At 13,346 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How La Vergne compares
There's little gap between La Vergne's 20th national percentile and its 6th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, La Vergne ranks 25,230 for wildfire risk (1 is highest) and 1,137 by building count (1 is largest). Within Tennessee alone, it ranks 474 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
La Vergne and the insurance market
La Vergne's low rating (20th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in La Vergne
With ember exposure the dominant pattern in La Vergne (42.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
La Vergne's 20th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond La Vergne, see the exposure-zones guide.