La Rue, OH
La Rue, OH's wildfire risk, in USFS's own numbers
La Rue sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 469 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts La Rue at the 5th percentile, close to its 5th-percentile risk score.
What "at risk" means for the buildings here
Most of La Rue's buildings (93.2% of 469) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where La Rue ranks
Compare La Rue's two percentiles: 24th within Ohio, only 5th nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, La Rue ranks 29,928 for wildfire risk (1 is highest) and 17,901 by building count (1 is largest). Within Ohio alone, it ranks 957 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
La Rue and the insurance market
La Rue's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 93.2% of buildings rated Minimal exposure, La Rue gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind La Rue's 29,928-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond La Rue, see the exposure-zones guide.