La Rosita, TX
La Rosita, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, La Rosita lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 67 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks La Rosita at the 89th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
67 buildings are counted in La Rosita, and 100% of them are Indirect exposure — ember-driven risk rather than the 0% in Direct exposure or the 0% rated Minimal.
Where La Rosita ranks
La Rosita's risk sits at a similar level relative to Texas (81st percentile statewide) as it does nationally (89th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, La Rosita ranks 3,639 for wildfire risk (1 is highest) and 30,403 by building count (1 is largest). Within Texas alone, it ranks 338 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 89th percentile nationally, La Rosita carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
La Rosita's 100% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where La Rosita's figures come from
Every one of the two percentiles behind La Rosita's 3,639-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what La Rosita's dominant indirect exposure actually means, with real examples from across the dataset.