La Puerta, TX
La Puerta wildfire risk explained
La Puerta sits at the 87th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 214 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks La Puerta at the 87th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in La Puerta (89.3% of 214 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 10.8% sit in the Direct zone.
La Puerta against the rest of the country
There's little gap between La Puerta's 87th national percentile and its 78th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, La Puerta ranks 4,075 for wildfire risk (1 is highest) and 24,348 by building count (1 is largest). Within Texas alone, it ranks 388 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
La Puerta and the insurance market
La Puerta's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 89.3% of La Puerta's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 214 counted buildings into the percentiles shown above for La Puerta. For more on what indirect exposure implies beyond La Puerta, see the exposure-zones guide.