La Prairie, IL
La Prairie wildfire risk explained
USFS scores La Prairie at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 61 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks La Prairie at the 1st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
La Prairie rates 91.8% Minimal exposure against just 8.2% Direct and 0% Indirect — of 61 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How La Prairie compares
There's little gap between La Prairie's 1st national percentile and its 10th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, La Prairie ranks 31,195 for wildfire risk (1 is highest) and 30,612 by building count (1 is largest). Within Illinois alone, it ranks 1,309 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in La Prairie
La Prairie's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in La Prairie
Even with 91.8% of La Prairie outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
La Prairie's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond La Prairie, see the exposure-zones guide.