La Porte, CA
How exposed is La Porte to wildfire?
La Porte sits at the 100th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 140 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts La Porte at the 100th percentile, close to its 100th-percentile risk score.
La Porte's building exposure, zone by zone
140 buildings are counted in La Porte, and 82.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How La Porte compares
La Porte's risk sits at a similar level relative to California (98th percentile statewide) as it does nationally (100th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, La Porte ranks 58 for wildfire risk (1 is highest) and 27,278 by building count (1 is largest). Within California alone, it ranks 35 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
La Porte and the insurance market
La Porte's 100th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
La Porte's 82.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 140 counted buildings into the percentiles shown above for La Porte. For more on what direct exposure implies beyond La Porte, see the exposure-zones guide.