La Moca Ranch, TX
La Moca Ranch, TX's wildfire risk, in USFS's own numbers
La Moca Ranch's 232 buildings earn a 71st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks La Moca Ranch at the 66th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
La Moca Ranch's building exposure, zone by zone
100% of La Moca Ranch's 232 buildings sit in USFS's Direct exposure zone, roughly 232 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
La Moca Ranch against the rest of the country
La Moca Ranch's 71st national percentile looks worse in isolation than its 33rd ranking inside Texas does — this place is on the milder end for its own state, by 38 points. Among the 31,521 US communities USFS scores, La Moca Ranch ranks 9,216 for wildfire risk (1 is highest) and 23,749 by building count (1 is largest). Within Texas alone, it ranks 1,199 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
La Moca Ranch and the insurance market
At the 71st percentile nationally, La Moca Ranch carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in La Moca Ranch
Because Direct exposure dominates in La Moca Ranch (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
La Moca Ranch's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond La Moca Ranch, see the exposure-zones guide.