La Mirada, CA
La Mirada wildfire risk explained
USFS scores La Mirada at the 57th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 15,611 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Mirada's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 99.4% of La Mirada's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 15,611 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How La Mirada compares
La Mirada ranks lower within California (16th percentile statewide) than its 57th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, La Mirada ranks 13,388 for wildfire risk (1 is highest) and 944 by building count (1 is largest). Within California alone, it ranks 1,327 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
La Mirada and the insurance market
La Mirada's 57th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Even with 99.4% of La Mirada outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where La Mirada's figures come from
La Mirada's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what La Mirada's dominant minimal exposure actually means, with real examples from across the dataset.