La Minita, TX
La Minita, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts La Minita at the 94th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 100 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks La Minita at the 94th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where La Minita's buildings actually sit
Direct exposure dominates in La Minita: 100% of its 100 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How La Minita compares
La Minita's risk sits at a similar level relative to Texas (94th percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, La Minita ranks 1,871 for wildfire risk (1 is highest) and 29,055 by building count (1 is largest). Within Texas alone, it ranks 116 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
La Minita's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in La Minita
La Minita's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where La Minita's figures come from
La Minita's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what La Minita's dominant direct exposure actually means, with real examples from across the dataset.