La Madera (Rio Arriba), NM
La Madera (Rio Arriba), NM's wildfire risk, in USFS's own numbers
USFS scores La Madera (Rio Arriba) at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 138 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Madera (Rio Arriba)'s burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Where La Madera (Rio Arriba)'s buildings actually sit
USFS classifies 100% of La Madera (Rio Arriba)'s buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 138 structures sit close enough to vegetation that lot clearing matters most.
How La Madera (Rio Arriba) compares
There's little gap between La Madera (Rio Arriba)'s 90th national percentile and its 76th percentile inside New Mexico, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, La Madera (Rio Arriba) ranks 3,061 for wildfire risk (1 is highest) and 27,371 by building count (1 is largest). Within New Mexico alone, it ranks 120 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
La Madera (Rio Arriba) and the insurance market
La Madera (Rio Arriba)'s very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in La Madera (Rio Arriba) (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
La Madera (Rio Arriba)'s 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond La Madera (Rio Arriba), see the exposure-zones guide.