La Loma de Falcon, TX
How exposed is La Loma de Falcon to wildfire?
La Loma de Falcon's 47 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Loma de Falcon's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
La Loma de Falcon's building exposure, zone by zone
100% of La Loma de Falcon's 47 buildings sit in USFS's Direct exposure zone, roughly 47 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where La Loma de Falcon ranks
There's little gap between La Loma de Falcon's 95th national percentile and its 95th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, La Loma de Falcon ranks 1,619 for wildfire risk (1 is highest) and 31,012 by building count (1 is largest). Within Texas alone, it ranks 93 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
La Loma de Falcon and the insurance market
La Loma de Falcon's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in La Loma de Falcon
La Loma de Falcon's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where La Loma de Falcon's figures come from
La Loma de Falcon's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what La Loma de Falcon's dominant direct exposure actually means, with real examples from across the dataset.