La Junta Gardens, CO
La Junta Gardens wildfire risk explained
USFS's Wildfire Risk to Communities model puts La Junta Gardens at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 126 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Junta Gardens's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
La Junta Gardens's building exposure, zone by zone
Most of La Junta Gardens's buildings (56.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
La Junta Gardens against the rest of the country
La Junta Gardens's 69th national percentile looks worse in isolation than its 35th ranking inside Colorado does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, La Junta Gardens ranks 9,889 for wildfire risk (1 is highest) and 27,882 by building count (1 is largest). Within Colorado alone, it ranks 307 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
La Junta Gardens and the insurance market
At the 69th percentile nationally, La Junta Gardens carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in La Junta Gardens
Because 56.4% of La Junta Gardens's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 126 counted buildings into the percentiles shown above for La Junta Gardens. For more on what indirect exposure implies beyond La Junta Gardens, see the exposure-zones guide.