La Honda, CA
How exposed is La Honda to wildfire?
USFS's Wildfire Risk to Communities model puts La Honda at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 484 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Honda's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in La Honda: 89.1% of its 484 buildings, versus 11% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How La Honda compares
La Honda's 87th national percentile looks worse in isolation than its 54th ranking inside California does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, La Honda ranks 4,182 for wildfire risk (1 is highest) and 17,628 by building count (1 is largest). Within California alone, it ranks 721 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
La Honda's 87th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in La Honda
With 89.1% of La Honda in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind La Honda's 4,182-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond La Honda, see the exposure-zones guide.