La Habra Heights, CA
La Habra Heights wildfire risk explained
USFS scores La Habra Heights at the 79th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 3,160 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Habra Heights's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in La Habra Heights: 57.3% of its 3,160 buildings, versus 30.6% Indirect and 12.1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How La Habra Heights compares
Inside California, La Habra Heights sits at just the 39th percentile even though it scores 79th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, La Habra Heights ranks 6,580 for wildfire risk (1 is highest) and 5,216 by building count (1 is largest). Within California alone, it ranks 957 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
La Habra Heights sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 79th-percentile score like La Habra Heights's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in La Habra Heights (57.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where La Habra Heights's figures come from
Every one of the two percentiles behind La Habra Heights's 6,580-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what La Habra Heights's dominant direct exposure actually means, with real examples from across the dataset.