La Habra, CA
La Habra wildfire risk explained
La Habra sits at the 76th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 17,069 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Habra's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Where La Habra's buildings actually sit
86.3% of La Habra's 17,069 buildings sit in USFS's Minimal exposure zone, with only 0.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 17,069 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where La Habra ranks
Inside California, La Habra sits at just the 34th percentile even though it scores 76th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, La Habra ranks 7,647 for wildfire risk (1 is highest) and 845 by building count (1 is largest). Within California alone, it ranks 1,035 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
La Habra and the insurance market
La Habra's 76th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Even with 86.3% of La Habra outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where La Habra's figures come from
La Habra's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what La Habra's dominant minimal exposure actually means, with real examples from across the dataset.