La Grange, TX
La Grange wildfire risk explained
Out of every US place USFS scores, La Grange lands at the 61st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 2,787 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks La Grange at the 61st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 76.5% of La Grange's 2,787 buildings in the Indirect exposure zone, versus 23.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How La Grange compares
La Grange ranks lower within Texas (15th percentile statewide) than its 61st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, La Grange ranks 12,465 for wildfire risk (1 is highest) and 5,792 by building count (1 is largest). Within Texas alone, it ranks 1,532 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
La Grange's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
La Grange's 76.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where La Grange's figures come from
La Grange's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what La Grange's dominant indirect exposure actually means, with real examples from across the dataset.