La Fontaine, IN
La Fontaine, IN's wildfire risk, in USFS's own numbers
La Fontaine sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 503 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, La Fontaine's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Where La Fontaine's buildings actually sit
Only 21.1% of La Fontaine's 503 buildings carry Direct exposure and 0% carry Indirect; the remaining 78.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where La Fontaine ranks
Within Indiana, La Fontaine ranks higher (31st percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, La Fontaine ranks 30,191 for wildfire risk (1 is highest) and 17,284 by building count (1 is largest). Within Indiana alone, it ranks 670 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
La Fontaine's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
La Fontaine's 78.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where La Fontaine's figures come from
Every one of the two percentiles behind La Fontaine's 30,191-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what La Fontaine's dominant minimal exposure actually means, with real examples from across the dataset.